Your current 401k has a limited range of investment options to choose from. However, with a self-directed brokerage account, commonly referred to as a Personal Choice Retirement Account, you have access to a wider range of investment options, including stocks and bonds that may not be available in your 401k. Switching to a Personal Choice Retirement Account can result in more favorable investment options and potentially higher returns. This is the main difference between your 401k and a Personal Choice Retirement Account.

Starting an account is a simple process that usually takes only 10 to 15 minutes. You can complete the entire process either online or in person at our office located in Exeter, California.

No!

Starting a Personal Choice Retirement Account doesn't have to be complicated, but it's helpful to know what you're doing. That's where the fantastic team at Harvest Wealth Group comes in to help. We make filling out the forms a total breeze and take care of any obstacles that may arise.

When it comes to Personal Choice Retirement Accounts, you'll have access to a wide variety of investment options beyond what's available in your 401k.

Another perk is professional money management. Our team will be able to conduct analysis, closely monitor the accounts, and make informed changes as needed. So there are plenty of benefits to enjoy!

Nope, not at all! In fact, a Personal Choice Retirement Account can actually save you money compared to a 401k in most circumstances.

With a 401k, there may even be hidden fees that you're not aware of. With a self-directed brokerage account, the fees and expenses are clear and upfront, so you know exactly what you're paying for.

A Personal Choice Retirement Account opens up doors for you in terms of investment options and expertise. No longer limited to general options, you'll be able to explore specific areas of the market and potentially see better returns thanks to better investment opportunities.

The best time to open a Personal Choice Retirement Account is now. As the saying goes, the best time to plant a tree was 20 years ago, and the second best time is today. Let's take advantage of current market conditions and interest rates to start building our future.